Victim Location 48374
Type of a scam Advance Fee Loan
I applied for a loan online but never followed through because the interest rate was to high on all of the loans I applied for never got any money from no one so all of a sudden this person or this company keep sending emails saying I owe them money they some how have all my personal information I contacted one of those loan places and they told me they would never email a client so I don’t know who this is because I never barrowed any money here’s what they keep sending me
SETTLEMENT INITIATION LETTER
UNIVERSAL DEBT CLEARING INC.
October 10th, 2015
Dear: *** ***
Our company name is UNIVERSAL DEBT CLEARING INC which stands for the association of original creditor and Settlement Companies. UNIVERSAL DEBT CLEARING INC is parent online Loan multi finance collection company who owes and operates about more than 375 online loan websites all over the USA.
This is regarding online loan which was borrowed by you. We are recommended to collect all type of loans remaining on your name. Unfortunately we have received a legal case file which is pending in the amount of $1140.57 on your name and on your social security number with all of your personal details clearly listed in the affidavit and your social as a primary suspect in this case file and your S.S.N so reply me on my e-mail as soon as possible as this is the prior notification to you before your case file gets downloaded inside the court house. The issue at hand is extremely time sensitive.
We are here by to inform you that you are going to be legally prosecuted in the court house within couple of days. Your S.S.N is put on hold by United States Government, so before something goes wrong we would like to notify you about this matter.
Affiliations: – Judicial Circuit of United States of America Area of Practice: Civil Right, Banking and Finance, Debtor-Creditor Rights
Our client UNIVERSAL DEBT CLEARING INC is a finance company claiming outstanding dues of an online loan provided to their Client: *** *** by administrative offset of monies payable by the government.
Providing us, Financial Crime Investigations a DIVISION OF FEDERAL CRIMES BUREAU, their legal representatives is pressing charges against *** *** regarding four serious and hard allegations.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) ELECTRONIC FUND TRANSFER FRAUD.
You were clearly monitored, using your e-mail address *** soliciting funds from a website, owned and operated by UNIVERSAL DEBT CLEARING INC. The funds were deposited into your bank account utilizing an E.F.T. which stands for Electronic Fund Transfer? When they attempted to extract the funds back, the E.F.T. was returned constituting an electronic check.
So Now, as of today’s date, rather than chasing you for the money, they simply opted to write the money off, deeming it to be stolen and press charges against you today in your state county.
The client have never paid that money back to the company & today the outstanding dues are $1140.57, if you are ready to resolve this matter outside the court house then contact us at your earliest convenience but if once your case gets download in the court then it will add late payment fees, documentation fees, penalty fees, judge fees, attorney charges and court house fees which may goes up to $3689.27.
Under Section 349 column 15 company can collect the funds before three years of the contract as per the federal government’s right to collect the debt first accrued, except as otherwise provided by law..
Case File Number
ANNUAL PERCENTAGE RATE
The cost of your credit as a yearly rate
Amount of credit provided to you or on your behalf.
Amount of late fees, penalty fees and interest charges.
TOTAL OF PAYMENTS
The amount you have to pay including all charges and payments.
For you this means three things:
1. If you’re on any state supervised probation on parole, you need to contact the officers and make them aware.
2. If you have any prior convictions including but not limited to worthless checks, grand theft or money laundering please be aware, they will treat your case as that of a habitual offender, as your state is a zero tolerance state.
3. Lastly you can take this matter inside the court house with the legal procedures and hiring attorney.
You also have a right to resolve this matter outside the court, but if you fail this time then you will be the person responsible for further legal procedures on your name and who would be facing legal and embracing situations.
Now there are two options in front of you that to take care of this matter outside the court by paying one time settlement amount, or you want to go inside the court house of your state with the legal procedures on your name and hampering your social and your credit ratings and you will end up paying $3689.27 either by selling any of your personal assets or property.
If you wish to settle the matter outside the court house without entering in any kind of legal proceedings on your name and on your social security number then just you would need to make a payment of $1140.57, to close your case file.
I advise you to resolve this matter as soon as possible by paying settlement amount because your file is inside the court house our records clearly indicate that this amount due for services rendered and that we are entitled to commence collection procedures should it be necessary. Will additionally assess you legal fees and costs of such legal proceedings.
If you have any questions or wish to discuss this matter, please Email the undersigned immediately.
Thank you for your prompt attention to this matter.
(Financial Crime and investigation department)
COURT-ORDERED DEBT COLLECTIONS
Cc: Debtor’s Higher Level
CC: Collection Agency/Legal Counsel
The information contained in this communication is privileged, confidential and is proprietary. This email is solely intended for the use of the addressee. Information in this mail is for FCI (Financial Crime and Investigation Department) Usage only. Any use to other than the addressee is misuse and infringement to Proprietorship of FCI (Financial Crime and Investigation Department). If you are not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this email or any action or omission taken by you in reliance on it, is strictly prohibited and may be unlawful. If you have received this email in error, please notify us immediately.